HSBC
Smart Value
Smart Value
The HSBC Smart Value is a credit card with no annual fee. There is no joining fee. Its best published reward is about 5.0% on groceries.
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Apply nowFees
| Fee | Amount | Waiver |
|---|---|---|
| Annual fee | ₹0 | |
| Joining fee | ₹0 |
Rewards
| Category | Reward | Notes |
|---|---|---|
| groceries | 5% cashback | Cap ₹500 per month |
| utilities | 5% cashback | Cap ₹500 per month |
Benefits
- Cashback: 5% cashback on grocery and utilities
- Fuel Surcharge Waiver: 2.5% fuel surcharge waiver
Frequently asked questions
- What is the annual fee of the HSBC Smart Value?
- It has no annual fee.
- What is the joining fee of the HSBC Smart Value?
- There is no joining fee.
- What is the best reward rate on the HSBC Smart Value?
- Its best published reward works out to about 5.0% on groceries, based on listed reward terms.
- What income is needed for the HSBC Smart Value?
- The listed income requirement is 4 LPA.
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