Best No Annual Fee Credit Cards
We ranked 19 cards for no annual fee: ranked by published rewards; annual fee amortised over an assumed ₹3,00,000 yearly spend. Jupiter Edge CSB comes first with an effective reward rate of about 5.0%.
Zocept may earn a commission when you apply through links on this page. This does not affect our rankings, which are based only on the card's published rewards and fees.
| Card | Best rate | Annual fee | Apply |
|---|---|---|---|
| Jupiter Edge CSB | 5.0% effective | ₹0 | Apply now |
| OneCard FX Card | 5.0% effective | ₹0 | Apply now |
| OneCard Metal Card | 5.0% effective | ₹0 | Apply now |
| Standard Chartered Smart | 5.0% effective | ₹0 | Apply now |
| AU Small Finance Bank LIT | 2.0% effective | ₹0 | Apply now |
| Slice Slice Card | 2.0% effective | ₹0 | Apply now |
| Fi Visa Platinum | 1.0% effective | ₹0 | Apply now |
| HDFC Bank UPI RuPay | 1.0% effective | ₹0 | Apply now |
| Kotak Mahindra Bank 811 | 1.0% effective | ₹0 | Apply now |
| ICICI Bank Instant Platinum | 0.5% effective | ₹0 | Apply now |
Frequently asked questions
- Which is the best credit card for no annual fee?
- Based on published rewards and fees, Jupiter Edge CSB ranks first for no annual fee.
- What reward rate can I get on no annual fee?
- The top-ranked card works out to about 5.0% effective rewards.
- Are there no annual fee cards with no annual fee?
- Yes. 19 of the ranked cards have no annual fee, including Jupiter Edge CSB.
- How are these cards ranked?
- Cards are ranked by published rewards; annual fee amortised over an assumed ₹3,00,000 yearly spend. Cards whose reward rate is not published as a cash value are listed after cards with a known rate. Rankings use only published card data.
Compare these cards
Want recommendations based on your own bills?
Find the best card for your spending