OneCard FX Card vs OneCard Metal Card

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OneCard

FX Card

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OneCard

Metal Card

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DetailOneCard FX CardOneCard Metal Card
Annual fee₹0₹0
Joining fee₹0₹0
Income requirement6 LPA6 LPA
all rewards5%5%, 5%
Lounge access--
BenefitsMetal Card, App FeaturesMetal Card, App Features

Verdict

OneCard FX Card ranks above OneCard Metal Card for no annual fee (5.0% effective reward rate vs 5.0% effective reward rate; annual fee ₹0 vs annual fee ₹0). The score nets the annual fee against rewards, so the better pick depends on how much you spend.

Frequently asked questions

Which has the lower annual fee, OneCard FX Card or OneCard Metal Card?
OneCard FX Card charges ₹0 and OneCard Metal Card charges ₹0 per year.
Which card has the higher reward rate?
OneCard FX Card peaks at about 5.0% and OneCard Metal Card at about 5.0% effective rewards.
Which card offers more lounge access?
OneCard FX Card lists 0 lounge program(s); OneCard Metal Card lists 0.

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