Best Credit Cards for Utility Bills
We ranked 5 cards for utility bills: ranked by published rewards; annual fee amortised over an assumed ₹3,00,000 yearly spend. Axis Bank Airtel comes first with an effective reward rate of about 10.0%.
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| Card | Best rate | Annual fee | Apply |
|---|---|---|---|
| Axis Bank Airtel | 10.0% effective | ₹500 | Apply now |
| HSBC Smart Value | 5.0% effective | ₹0 | Apply now |
| Axis Bank Ace | 5.0% effective | ₹499 | Apply now |
| Axis Bank Buzz | 2.0% effective | ₹0 | Apply now |
| American Express Platinum Travel | 0 points (reward rate not published as cash value) | ₹5,000 | Apply now |
Frequently asked questions
- Which is the best credit card for utility bills?
- Based on published rewards and fees, Axis Bank Airtel ranks first for utility bills.
- What reward rate can I get on utility bills?
- The top-ranked card works out to about 10.0% effective rewards.
- Are there utility bills cards with no annual fee?
- Yes. 2 of the ranked cards have no annual fee, including HSBC Smart Value.
- How are these cards ranked?
- Cards are ranked by published rewards; annual fee amortised over an assumed ₹3,00,000 yearly spend. Cards whose reward rate is not published as a cash value are listed after cards with a known rate. Rankings use only published card data.
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