Axis Bank Ace vs Axis Bank Airtel
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Axis Bank
Ace
Axis Bank
Airtel
| Detail | Axis Bank Ace | Axis Bank Airtel |
|---|---|---|
| Annual fee | ₹499 | ₹500 |
| Joining fee | ₹499 | ₹500 |
| Income requirement | Rs.3L+ per annum | 4 LPA |
| utilities rewards | 5% | 10% |
| shopping rewards | 4% | - |
| dining rewards | 4%, 4% | - |
| all rewards | 2% | 2% |
| Lounge access | - | - |
| Benefits | Google Pay Cashback, Fuel Surcharge Waiver, Air Accident Cover | Airtel Benefits, Wynk Music, Shopping Rewards |
Verdict
Axis Bank Airtel ranks above Axis Bank Ace for utility bills (10.0% effective reward rate vs 5.0% effective reward rate; annual fee ₹500 vs annual fee ₹499). The score nets the annual fee against rewards, so the better pick depends on how much you spend.
Frequently asked questions
- Which has the lower annual fee, Axis Bank Ace or Axis Bank Airtel?
- Axis Bank Ace charges ₹499 and Axis Bank Airtel charges ₹500 per year.
- Which card has the higher reward rate?
- Axis Bank Ace peaks at about 5.0% and Axis Bank Airtel at about 10.0% effective rewards.
- Which card offers more lounge access?
- Axis Bank Ace lists 0 lounge program(s); Axis Bank Airtel lists 0.
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