Best Credit Cards for Groceries
We ranked 3 cards for groceries: ranked by published rewards; annual fee amortised over an assumed ₹3,00,000 yearly spend. HSBC Smart Value comes first with an effective reward rate of about 5.0%.
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| Card | Best rate | Annual fee | Apply |
|---|---|---|---|
| HSBC Smart Value | 5.0% effective | ₹0 | Apply now |
| RBL Bank Shoprite | 5.0% effective | ₹500 | Apply now |
| AU Small Finance Bank Altura | 2.0% effective | ₹199 | Apply now |
Frequently asked questions
- Which is the best credit card for groceries?
- Based on published rewards and fees, HSBC Smart Value ranks first for groceries.
- What reward rate can I get on groceries?
- The top-ranked card works out to about 5.0% effective rewards.
- Are there groceries cards with no annual fee?
- Yes. 1 of the ranked cards have no annual fee, including HSBC Smart Value.
- How are these cards ranked?
- Cards are ranked by published rewards; annual fee amortised over an assumed ₹3,00,000 yearly spend. Cards whose reward rate is not published as a cash value are listed after cards with a known rate. Rankings use only published card data.
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