IDFC First Bank Millennia vs Jupiter Edge CSB
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IDFC First Bank
Millennia
Jupiter
Edge CSB
| Detail | IDFC First Bank Millennia | Jupiter Edge CSB |
|---|---|---|
| Annual fee | ₹500 | ₹0 |
| Joining fee | ₹0 | ₹0 |
| Income requirement | Rs.3L+ per annum | 3 LPA |
| all rewards | 3 points per ₹100, 3% | 5% |
| shopping rewards | 6 points per ₹100 | - |
| fuel rewards | 1% | - |
| Lounge access | Visa Lounge | - |
| Benefits | Dining Offers, Movie Discounts | Smart Features |
Verdict
Jupiter Edge CSB ranks above IDFC First Bank Millennia for beginners (5.0% effective reward rate vs 3.0% effective reward rate; annual fee ₹0 vs annual fee ₹500). The score nets the annual fee against rewards, so the better pick depends on how much you spend.
Frequently asked questions
- Which has the lower annual fee, IDFC First Bank Millennia or Jupiter Edge CSB?
- IDFC First Bank Millennia charges ₹500 and Jupiter Edge CSB charges ₹0 per year.
- Which card has the higher reward rate?
- IDFC First Bank Millennia peaks at about 3.0% and Jupiter Edge CSB at about 5.0% effective rewards.
- Which card offers more lounge access?
- IDFC First Bank Millennia lists 1 lounge program(s); Jupiter Edge CSB lists 0.
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