IDFC First Bank
Millennia
Millennia
The IDFC First Bank Millennia is a credit card with an annual fee of ₹500. There is no joining fee. Its best published reward is about 3.0% on all spends. It includes airport lounge access through 1 lounge program(s).
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Apply nowFees
| Fee | Amount | Waiver |
|---|---|---|
| Annual fee | ₹500 | |
| Joining fee | ₹0 |
Rewards
| Category | Reward | Notes |
|---|---|---|
| all | 3 points per ₹100 reward points | 3x on all spends |
| all | 3% cashback | Cap ₹5,000 per month. 3% cashback on all spends |
| shopping | 6 points per ₹100 reward points | Online. 6x on online shopping |
| fuel | 1% cashback | Cap ₹500 per month. 1% fuel surcharge waiver |
Benefits
- Dining Offers: 15% off at partner restaurants
- Movie Discounts: Buy 1 Get 1 on movie tickets
Lounge access
- Visa Lounge: Domestic 2, International 0 (quarter)
Frequently asked questions
- What is the annual fee of the IDFC First Bank Millennia?
- The annual fee is ₹500.
- What is the joining fee of the IDFC First Bank Millennia?
- There is no joining fee.
- What is the best reward rate on the IDFC First Bank Millennia?
- Its best published reward works out to about 3.0% on all spends, based on listed reward terms.
- Does the IDFC First Bank Millennia include airport lounge access?
- Yes. Published lounge programs: Visa Lounge.
- What income is needed for the IDFC First Bank Millennia?
- The listed income requirement is Rs.3L+ per annum.
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