HDFC Bank

Millennia

Millennia

The HDFC Bank Millennia is a credit card with an annual fee of ₹1,000. The joining fee is ₹1,000. Its best published reward is about 2.5% on shopping. It includes airport lounge access through 1 lounge program(s).

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Fees

FeeAmountWaiver
Annual fee₹1,000
Joining fee₹1,000

Rewards

CategoryRewardNotes
all1% cashbackCap ₹1,000 per month. 1% cashback on all spends
shopping2.5% cashbackAmazon. Cap ₹750 per month. 2.5% cashback on Amazon
shopping2.5% cashbackFlipkart. Cap ₹750 per month. 2.5% cashback on Flipkart
dining2.5% cashbackSwiggy. Cap ₹750 per month. 2.5% cashback on Swiggy
dining2.5% cashbackZomato. Cap ₹750 per month. 2.5% cashback on Zomato

Benefits

  • Movie Discounts: Buy 1 Get 1 on movie tickets
  • Shopping Rewards: 5% cashback on Amazon & Flipkart
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver across all petrol pumps

Lounge access

  • Dreamfolks: Domestic 8, International 0 (year)

Frequently asked questions

What is the annual fee of the HDFC Bank Millennia?
The annual fee is ₹1,000.
What is the joining fee of the HDFC Bank Millennia?
The joining fee is ₹1,000.
What is the best reward rate on the HDFC Bank Millennia?
Its best published reward works out to about 2.5% on shopping, based on listed reward terms.
Does the HDFC Bank Millennia include airport lounge access?
Yes. Published lounge programs: Dreamfolks.
What income is needed for the HDFC Bank Millennia?
The listed income requirement is Rs.4L+ per annum.

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