Best Credit Cards for Dining
We ranked 20 cards for dining: ranked by published rewards; annual fee amortised over an assumed ₹3,00,000 yearly spend. HDFC Bank Swiggy Card comes first with an effective reward rate of about 10.0%.
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| Card | Best rate | Annual fee | Apply |
|---|---|---|---|
| HDFC Bank Swiggy Card | 10.0% effective | ₹500 | Apply now |
| RBL Bank Zomato Edition | 10.0% effective | ₹500 | Apply now |
| Axis Bank Ace | 4.0% effective | ₹499 | Apply now |
| HDFC Bank Millennia | 2.5% effective | ₹1,000 | Apply now |
| Canara Bank Credit Card | 0.6% effective | ₹250 | Apply now |
| Canara Bank Rupay Platinum | 0.6% effective | ₹1,000 | Apply now |
| SBI Card Elite | 1.3% effective | ₹4,999 | Apply now |
| Federal Bank Privy | 1.3% effective | ₹5,000 | Apply now |
| Kotak Mahindra Bank Privy League Signature | 0.8% effective | ₹5,000 | Apply now |
| SBI Card Aurum | 2.0% effective | ₹9,999 | Apply now |
Frequently asked questions
- Which is the best credit card for dining?
- Based on published rewards and fees, HDFC Bank Swiggy Card ranks first for dining.
- What reward rate can I get on dining?
- The top-ranked card works out to about 10.0% effective rewards.
- How are these cards ranked?
- Cards are ranked by published rewards; annual fee amortised over an assumed ₹3,00,000 yearly spend. Cards whose reward rate is not published as a cash value are listed after cards with a known rate. Rankings use only published card data.
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