HDFC Bank Regalia First vs ICICI Bank MakeMyTrip
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HDFC Bank
Regalia First
ICICI Bank
MakeMyTrip
| Detail | HDFC Bank Regalia First | ICICI Bank MakeMyTrip |
|---|---|---|
| Annual fee | ₹1,000 | ₹500 |
| Joining fee | ₹1,000 | ₹500 |
| Income requirement | 6 LPA | Rs.4L+ per annum |
| all rewards | 2 per ₹100 | 1% |
| travel rewards | 4 per ₹100 | 5%, 10% |
| Lounge access | Priority Pass | - |
| Benefits | EazyDiner Offers, BookMyShow Offers, Cleartrip Discounts, Fuel Surcharge Waiver | Fuel Surcharge Waiver |
Verdict
ICICI Bank MakeMyTrip ranks above HDFC Bank Regalia First for travel (10.0% effective reward rate vs 1.6% effective reward rate; annual fee ₹500 vs annual fee ₹1,000). The score nets the annual fee against rewards, so the better pick depends on how much you spend.
Frequently asked questions
- Which has the lower annual fee, HDFC Bank Regalia First or ICICI Bank MakeMyTrip?
- HDFC Bank Regalia First charges ₹1,000 and ICICI Bank MakeMyTrip charges ₹500 per year.
- Which card has the higher reward rate?
- HDFC Bank Regalia First peaks at about 1.6% and ICICI Bank MakeMyTrip at about 10.0% effective rewards.
- Which card offers more lounge access?
- HDFC Bank Regalia First lists 1 lounge program(s); ICICI Bank MakeMyTrip lists 0.
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