HDFC Bank Pixel Play vs Standard Chartered DigiSmart
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HDFC Bank
Pixel Play
Standard Chartered
DigiSmart
| Detail | HDFC Bank Pixel Play | Standard Chartered DigiSmart |
|---|---|---|
| Annual fee | ₹500 | ₹49 |
| Joining fee | ₹500 | ₹49 |
| Income requirement | 5 LPA | 3 LPA |
| online rewards | 2% | 5% |
| entertainment rewards | 5% | - |
| Lounge access | - | - |
| Benefits | Fuel Surcharge Waiver | Cashback, Fuel Surcharge Waiver, EMI Facility |
Verdict
Standard Chartered DigiSmart ranks above HDFC Bank Pixel Play for online spends (5.0% effective reward rate vs 2.0% effective reward rate; annual fee ₹49 vs annual fee ₹500). The score nets the annual fee against rewards, so the better pick depends on how much you spend.
Frequently asked questions
- Which has the lower annual fee, HDFC Bank Pixel Play or Standard Chartered DigiSmart?
- HDFC Bank Pixel Play charges ₹500 and Standard Chartered DigiSmart charges ₹49 per year.
- Which card has the higher reward rate?
- HDFC Bank Pixel Play peaks at about 5.0% and Standard Chartered DigiSmart at about 5.0% effective rewards.
- Which card offers more lounge access?
- HDFC Bank Pixel Play lists 0 lounge program(s); Standard Chartered DigiSmart lists 0.
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