HDFC Bank Pixel Go vs SBI Card Cashback

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HDFC Bank

Pixel Go

Apply for Pixel Go

SBI Card

Cashback

Apply for Cashback
DetailHDFC Bank Pixel GoSBI Card Cashback
Annual fee₹0₹999
Joining fee₹0₹999
Income requirement3 LPA6 LPA
online rewards1.5%5%
all rewards-1%
Lounge access--
BenefitsFuel Surcharge WaiverYatra Discounts

Verdict

SBI Card Cashback ranks above HDFC Bank Pixel Go for online spends (5.0% effective reward rate vs 1.5% effective reward rate; annual fee ₹999 vs annual fee ₹0). The score nets the annual fee against rewards, so the better pick depends on how much you spend.

Frequently asked questions

Which has the lower annual fee, HDFC Bank Pixel Go or SBI Card Cashback?
HDFC Bank Pixel Go charges ₹0 and SBI Card Cashback charges ₹999 per year.
Which card has the higher reward rate?
HDFC Bank Pixel Go peaks at about 1.5% and SBI Card Cashback at about 5.0% effective rewards.
Which card offers more lounge access?
HDFC Bank Pixel Go lists 0 lounge program(s); SBI Card Cashback lists 0.

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