HDFC Bank Diners Club Black vs ICICI Bank MakeMyTrip
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HDFC Bank
Diners Club Black
ICICI Bank
MakeMyTrip
| Detail | HDFC Bank Diners Club Black | ICICI Bank MakeMyTrip |
|---|---|---|
| Annual fee | ₹10,000 | ₹500 |
| Joining fee | ₹10,000 | ₹500 |
| Income requirement | Rs.15L+ per annum | Rs.4L+ per annum |
| all rewards | 3.3 points per ₹150 | 1% |
| travel rewards | 33 points per ₹150 | 5%, 10% |
| other rewards | 6.6 points per ₹150 | - |
| Lounge access | Priority Pass, Domestic Lounges | - |
| Benefits | Golf Program, Dining Privileges, Golf Access, Concierge Services, Fuel Surcharge Waiver | Fuel Surcharge Waiver |
Verdict
ICICI Bank MakeMyTrip ranks above HDFC Bank Diners Club Black for travel (10.0% effective reward rate vs 11.0% effective reward rate; annual fee ₹500 vs annual fee ₹10,000). The score nets the annual fee against rewards, so the better pick depends on how much you spend.
Frequently asked questions
- Which has the lower annual fee, HDFC Bank Diners Club Black or ICICI Bank MakeMyTrip?
- HDFC Bank Diners Club Black charges ₹10,000 and ICICI Bank MakeMyTrip charges ₹500 per year.
- Which card has the higher reward rate?
- HDFC Bank Diners Club Black peaks at about 11.0% and ICICI Bank MakeMyTrip at about 10.0% effective rewards.
- Which card offers more lounge access?
- HDFC Bank Diners Club Black lists 2 lounge program(s); ICICI Bank MakeMyTrip lists 0.
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