HDFC Bank Diners Club Black vs HDFC Bank Regalia First
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HDFC Bank
Diners Club Black
HDFC Bank
Regalia First
| Detail | HDFC Bank Diners Club Black | HDFC Bank Regalia First |
|---|---|---|
| Annual fee | ₹10,000 | ₹1,000 |
| Joining fee | ₹10,000 | ₹1,000 |
| Income requirement | Rs.15L+ per annum | 6 LPA |
| all rewards | 3.3 points per ₹150 | 2 per ₹100 |
| travel rewards | 33 points per ₹150 | 4 per ₹100 |
| other rewards | 6.6 points per ₹150 | - |
| Lounge access | Priority Pass, Domestic Lounges | Priority Pass |
| Benefits | Golf Program, Dining Privileges, Golf Access, Concierge Services, Fuel Surcharge Waiver | EazyDiner Offers, BookMyShow Offers, Cleartrip Discounts, Fuel Surcharge Waiver |
Verdict
HDFC Bank Diners Club Black ranks above HDFC Bank Regalia First for travel (11.0% effective reward rate vs 1.6% effective reward rate; annual fee ₹10,000 vs annual fee ₹1,000). The score nets the annual fee against rewards, so the better pick depends on how much you spend.
Frequently asked questions
- Which has the lower annual fee, HDFC Bank Diners Club Black or HDFC Bank Regalia First?
- HDFC Bank Diners Club Black charges ₹10,000 and HDFC Bank Regalia First charges ₹1,000 per year.
- Which card has the higher reward rate?
- HDFC Bank Diners Club Black peaks at about 11.0% and HDFC Bank Regalia First at about 1.6% effective rewards.
- Which card offers more lounge access?
- HDFC Bank Diners Club Black lists 2 lounge program(s); HDFC Bank Regalia First lists 1.
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