HDFC Bank 6E Rewards XL vs ICICI Bank MakeMyTrip

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HDFC Bank

6E Rewards XL

Apply for 6E Rewards XL

ICICI Bank

MakeMyTrip

Apply for MakeMyTrip
DetailHDFC Bank 6E Rewards XLICICI Bank MakeMyTrip
Annual fee₹2,500₹500
Joining fee₹2,500₹500
Income requirement12 LPARs.4L+ per annum
all rewards3 per ₹1001%
travel rewards9 per ₹1005%, 10%
Lounge access--
BenefitsFuel Surcharge WaiverFuel Surcharge Waiver

Verdict

ICICI Bank MakeMyTrip ranks above HDFC Bank 6E Rewards XL for travel (10.0% effective reward rate vs 2.3% effective reward rate; annual fee ₹500 vs annual fee ₹2,500). The score nets the annual fee against rewards, so the better pick depends on how much you spend.

Frequently asked questions

Which has the lower annual fee, HDFC Bank 6E Rewards XL or ICICI Bank MakeMyTrip?
HDFC Bank 6E Rewards XL charges ₹2,500 and ICICI Bank MakeMyTrip charges ₹500 per year.
Which card has the higher reward rate?
HDFC Bank 6E Rewards XL peaks at about 2.3% and ICICI Bank MakeMyTrip at about 10.0% effective rewards.
Which card offers more lounge access?
HDFC Bank 6E Rewards XL lists 0 lounge program(s); ICICI Bank MakeMyTrip lists 0.

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