HDFC Bank 6E Rewards XL vs HDFC Bank Diners Club Black
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HDFC Bank
6E Rewards XL
HDFC Bank
Diners Club Black
| Detail | HDFC Bank 6E Rewards XL | HDFC Bank Diners Club Black |
|---|---|---|
| Annual fee | ₹2,500 | ₹10,000 |
| Joining fee | ₹2,500 | ₹10,000 |
| Income requirement | 12 LPA | Rs.15L+ per annum |
| all rewards | 3 per ₹100 | 3.3 points per ₹150 |
| travel rewards | 9 per ₹100 | 33 points per ₹150 |
| other rewards | - | 6.6 points per ₹150 |
| Lounge access | - | Priority Pass, Domestic Lounges |
| Benefits | Fuel Surcharge Waiver | Golf Program, Dining Privileges, Golf Access, Concierge Services, Fuel Surcharge Waiver |
Verdict
HDFC Bank Diners Club Black ranks above HDFC Bank 6E Rewards XL for travel (11.0% effective reward rate vs 2.3% effective reward rate; annual fee ₹10,000 vs annual fee ₹2,500). The score nets the annual fee against rewards, so the better pick depends on how much you spend.
Frequently asked questions
- Which has the lower annual fee, HDFC Bank 6E Rewards XL or HDFC Bank Diners Club Black?
- HDFC Bank 6E Rewards XL charges ₹2,500 and HDFC Bank Diners Club Black charges ₹10,000 per year.
- Which card has the higher reward rate?
- HDFC Bank 6E Rewards XL peaks at about 2.3% and HDFC Bank Diners Club Black at about 11.0% effective rewards.
- Which card offers more lounge access?
- HDFC Bank 6E Rewards XL lists 0 lounge program(s); HDFC Bank Diners Club Black lists 2.
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