AU Small Finance Bank
Altura Plus
Altura Plus
The AU Small Finance Bank Altura Plus is a credit card with an annual fee of ₹499. Its best published reward is about 1.5% on all spends. It includes airport lounge access through 1 lounge program(s).
Zocept may earn a commission when you apply through links on this page. This does not affect our rankings, which are based only on the card's published rewards and fees.
Apply nowFees
| Fee | Amount | Waiver |
|---|---|---|
| Annual fee | ₹499 | |
| Joining fee | Not published |
Rewards
| Category | Reward | Notes |
|---|---|---|
| all | 1.5% cashback | 1.5% Cashback on offline spends |
| all | 1 points reward points | 1 Reward Point per ₹100 on Offline Spends* |
| all | 1% cashback | Cap ₹100 per statement cycle. AU RuPay InstaPay Credit Card offers extensive cashback of 1% on selected merchant categories capped at ₹100 per statement cycle. |
| online | 2x reward points | 2X Reward Points on Online Spends |
Benefits
- Fuel Surcharge Waiver: 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000 at all fuel stations across the country.
- Electronic Device Protection Plan: Free insurance and extended warranty on mobile and electronic purchases.
- Card Liability Cover: Stay safeguarded against card misuse. Zero liability on fraudulent transactions done on your lost card after you report the card loss to the bank. Protect your card against counterfeit/skimming and online frauds.
- Contactless Card Usage: Enjoy hassle-free and pin-free payments at participating merchants for amounts up to ₹5000.
- Xpress EMI: Easy EMI options available on transactions of ₹2000 or more on select tenure of your choice.
- Add-On Cards: Extend our love to your loved ones with add-on cards for free.
Lounge access
- Railway: Domestic 8 (yearly)
Frequently asked questions
- What is the annual fee of the AU Small Finance Bank Altura Plus?
- The annual fee is ₹499.
- What is the best reward rate on the AU Small Finance Bank Altura Plus?
- Its best published reward works out to about 1.5% on all spends, based on listed reward terms.
- Does the AU Small Finance Bank Altura Plus include airport lounge access?
- Yes. Published lounge programs: Railway.
Best for
Want recommendations based on your own bills?
Find the best card for your spending