What income is needed for the American Express MRCC?

The listed income requirement is 450000 for salaried, 600000 for self-employed.

American Express MRCC Credit Card: Fees & Rewards

American Express

MRCC

The American Express MRCC is a credit card with an annual fee of ₹1,000. The joining fee is ₹1,000.

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Fees

Fee	Amount	Waiver
Annual fee	₹1,000
Joining fee	₹1,000

Rewards

Category	Reward	Notes
all	1 points points	Excludes Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
all	1000 points points	For using card 4 times on transactions of Rs. 1,500 or above in a calendar month
all	1000 points points	Spend INR 20,000 or more in a calendar month. Enrollment based benefit.
all	1 points points	Excludes spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale.

Benefits

Welcome Gift: 4,000 Bonus Membership Rewards Points on spending INR 15,000 within first 90 days of Cardmembership and payment of joining fee.
Renewal Bonus: 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points credited within 90 days of Card renewal.
Dining Discounts: Discounts of up to 20% at select restaurants.
24X7 Card Related Assistance: 24X7 assistance for card-related queries.
Dispute Resolution: Assistance for dispute resolution.
Zero Lost Card Liability: Protection against fraudulent charges on a lost or stolen card.
Emergency Card Replacement: Emergency replacement of card.
Contactless Payment: Card enabled for contactless payments.
American Express EMI: Convert purchases into easy monthly installments.
Welcome Gift Bonus Membership Rewards Points: 4,000 Membership Rewards Points on spending INR 15,000 within the first 90 days of Cardmembership.
Bonus Membership Rewards Points for frequent use: Earn 1,000 Bonus Membership Rewards Points for using your card 4 times on transactions of Rs. 1,500 or above in a calendar month. This is an enrollment based benefit.
Monthly Spend Milestone Bonus Points: Earn an additional 1,000 Membership Rewards points by spending INR 20,000 or more in a calendar month. This is an enrollment based benefit.
Additional Rewards on Card Renewal: Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points will be credited within 90 days of Card renewal.
American Express EMI: Convert your spends into easy monthly instalments.
Fine Dining Discounts: Enjoy exciting discounts of up to 20% every time you dine at select restaurants.
Fuel Convenience Fee Waiver at HPCL: 0% Convenience fee on fuel purchase at HPCL for transactions less than Rs. 5,000. 1% convenience fee for transactions of Rs. 5,000 and above.
24X7 Card Related Assistance: 24X7 assistance for card related queries.
Dispute Resolution: Assistance with dispute resolution.
Zero lost Card liability: Protection against unauthorized use if the card is lost.
Emergency Card Replacement: Emergency replacement of the card.
Contactless Payment: Card enabled for contactless payments.

Frequently asked questions

What is the annual fee of the American Express MRCC?: The annual fee is ₹1,000.
What is the joining fee of the American Express MRCC?: The joining fee is ₹1,000.
What income is needed for the American Express MRCC?: The listed income requirement is 450000 for salaried, 600000 for self-employed.

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