American Express
Gold Charge
Gold Charge
The American Express Gold Charge is a credit card with an annual fee of ₹90. The joining fee is ₹1,000. Its best published reward is about 0.0% on all spends. It includes airport lounge access through 1 lounge program(s).
Zocept may earn a commission when you apply through links on this page. This does not affect our rankings, which are based only on the card's published rewards and fees.
Apply nowFees
| Fee | Amount | Waiver |
|---|---|---|
| Annual fee | ₹90 | |
| Joining fee | ₹1,000 |
Rewards
| Category | Reward | Notes |
|---|---|---|
| all | 5x reward points | Earn 5X Membership Reward points on every purchase through ShopWise3 |
| all | 0% reward points | 0% for HPCL transaction less than INR 5,000,1% fee per transaction is applicable for all HPCL transactions on and above INR 5,000, 1% of the transaction value s |
Benefits
- No Pre-Set Spending Limit: Enjoy greater flexibility with ‘no pre-set spending’ limit, based on spending pattern, financials, credit record, and account history.
- Dining Offer: Enjoy up to 20% off every time you dine at select restaurant partners.
- 24X7 Card Related Assistance: Assistance for card-related queries.
- Dispute Resolution: Assistance with resolving disputes.
- Zero Lost Card Liability: Protection against unauthorized charges on a lost card.
- Emergency Card Replacement: Emergency replacement of lost or damaged card.
- Contactless Payment: Card enabled for contactless payments.
- Bonus Membership Rewards® Points: 4,000 Bonus Membership Rewards® Points as welcome gift.
Lounge access
- Priority Pass: Domestic 4, International 2 (year)
Frequently asked questions
- What is the annual fee of the American Express Gold Charge?
- The annual fee is ₹90.
- What is the joining fee of the American Express Gold Charge?
- The joining fee is ₹1,000.
- What is the best reward rate on the American Express Gold Charge?
- Its best published reward works out to about 0.0% on all spends, based on listed reward terms.
- Does the American Express Gold Charge include airport lounge access?
- Yes. Published lounge programs: Priority Pass.
- What income is needed for the American Express Gold Charge?
- The listed income requirement is 6 Lakhs and above.
Best for
Want recommendations based on your own bills?
Find the best card for your spending